Are anonymous haters harassing you on the Internet? Are their threats so malicious that you are worried about your health, safety, and/or emotional wellbeing? Do you live in the UK? If you answered yes to all three of those questions, then insurance company Chubb has a plan for you. It is now offering “troll insurance,” which protects purchasers from damages caused by cyberbullying.
Chubb’s cyberbulling policy, as explained by the UK’s Telegraph, covers its purchasers for up to £50,000. That money is most likely to go toward counselling, but the insured can gain assistance if they get doxxed and need to relocate, and they can also recoup any income they lose if they are forced to miss work.
The Telegraph says the policy is targeted at “worried parents” whose children are suffering from cyberbullying, though Internet users of all ages can be victimized by hostile trolls. John Oliver discussed some of the more extreme cases of online harassment in a Last Week Tonight segment released earlier this year:
Some readers may see cyberbullying insurance as silly or frivilous, but Chubb doesn’t view it any differently from any other type of coverage. “We see insurance as helping our clients get back to how they were before the incident occurred – whether it’s an incident that affects their home or as a person,” said Tara Parchment, Chubb’s UK and Ireland private clients manager. “So we still help to restore homes, cars and belongings that have suffered physical harm or damage, but increasingly it’s about the person and how they cope.”
According to Ars Technica, Chubb clients can sign up for troll insurance beginning on January 1st.